Peran Program Rumah Layak Huni Terhadap Pengentasan Kemiskinan Multidimensi Pada Keluarga Mustahik

Bayu Sudrajat; Rani Indrianingsih

Authors

Bayu Sudrajat Program Studi Ekonomi Syariah, Institut Agama Islam K.H. Sufyan Tsauri, Cilacap, Indonesia
Rani Indrianingsih Program Studi Ekonomi Syariah, Institut Agama Islam K.H. Sufyan Tsauri, Cilacap, Indonesia

Keywords:

Rumah Layak Huni, Kemiskinan Multidimensi, Mustahik, Keuangan Sosial Islam, Habitable House, Multidimensional Poverty, MustahikIslamic Social Finance

Abstract

This study aims to analyze the role of the BAZNAS Habitable House Program (RLHB) in alleviating multidimensional poverty among mustahik families. A qualitative approach with an exploratory descriptive method was employed. Data were gathered through in-depth interviews with beneficiaries and BAZNAS managers, field observations, and documentation. The findings reveal that the RLHB program not only improves physical housing conditions but also significantly reduces multidimensional poverty in terms of health, living standards, and family safety. Proper housing enhances spiritual well-being and motivates beneficiaries to improve their economic productivity. The implications of this study emphasize the importance of integrating physical housing assistance with sustainable economic empowerment to ensure that zakat distribution delivers a long-term impact on mustahik self-reliance.

Keywords: Habitable House, Multidimensional Poverty, Mustahik, Islamic Social Finance

Abstrak

Penelitian ini bertujuan untuk menganalisis peran program Rumah Layak Huni BAZNAS (RLHB) dalam mengentaskan kemiskinan multidimensi pada keluarga mustahik. Penelitian ini menggunakan pendekatan kualitatif dengan metode deskriptif eksploratif. Data diperoleh melalui wawancara mendalam dengan penerima manfaat dan pengelola BAZNAS, observasi lapangan, serta dokumentasi. Hasil penelitian menunjukkan bahwa program RLHB tidak hanya memberikan perbaikan fisik tempat tinggal, tetapi juga menurunkan tingkat kemiskinan multidimensi pada aspek kesehatan, kualitas hidup, dan keselamatan keluarga. Adanya hunian yang layak meningkatkan ketenangan beribadah serta memotivasi peningkatan produktivitas ekonomi penerima manfaat. Implikasi penelitian ini menegaskan pentingnya integrasi bantuan fisik rumah dengan pendampingan ekonomi berkelanjutan agar pendistribusian dana zakat memberikan dampak jangka panjang terhadap kemandirian mustahik.

Kata Kunci: Rumah Layak Huni, Kemiskinan Multidimensi, Mustahik, Keuangan Sosial Islam

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